the company logo for moneyguide FZ LLC

UAE Personal Loan Calculator
Calculate your estimated costs per month and over the full tenure of your financing

Step 1:

Enter the amount you wish to borrow, for how long and the interest rate

Step 2:

Hit 'calculate your repayments' to see your finance breakdown

Step 3:

View 'Show me matching Personal Loans' based on your criteria or request a call back from a personal financing advisor.

How much do you want to finance? (AED)
Length of Loan (Years)
Interest rate (%)

Calculate your repayments

Your estimated loan details:

Interest Rate:


Number of Payments:


Estimated Monthly Payment:


Total Amount Repaid:


Show me matching Personal Loans

Speak with a Personal Loan expert for free loan advice.

Request a Call Back within 24 Hours

Personal Loan Calculator

How does our Personal Loan Calculator Work?

Our personal loan calculator is designed to help you work out your estimated monthly loan repayments. The calculator and results shown are based upon the figures you enter.

Step 1 - Enter the length of loan you require.

The length of loan refers to how many years you wish to hold the loan.
You can enter the number by moving the blue slider or entering it directly into the numeracy box. The numbers on the slide will change to reflect your selection. The maximum duration of a personal loan is 5 years.

Step 2 - Enter the amount you would like to borrow

You must then enter the amount you wish to finance.  This amount refers to the funds you wish to borrow. Within the UAE you can borrow a minimum of AED 10,000 up to a maximum of AED 4.5 million.

Step 3 - Enter the interest rate you would like to pay

You must then enter the rate of interest that you would like applied to your loan.  Banks in the UAE will offer a variety of interest rates. Your loan details will then be worked out using this interest rate on a flat rate basis.

Step 4 –Review the calculator results

Your results will be shown as estimated loan details. The loan amount refers to the funds you wish to borrow. Your monthly repayment is the amount you must pay back each month. The total loan payment is the principle amount you will borrow plus all of the interest charged across the duration of the loan.

The financial breakdown provides a visual insight into how much you will pay over the full term of the loan.  The breakdown shows you how you money you will pay as capital ( the loan ) and the interest accrued against the loan.

Step 5 -Find matching Loans

By clicking on show me matching loans you will then be taken to the personal loans that match your criteria, from this page you can apply directly to the provider for a call back.  If no loans eventually match your criteria for interest we will show the closest matching personal loans.

If you are working out your repayments as an expat or UAE national the personal loan calculator will work for both requirements.

Step 6 – Talk to an Expert 

Arrange a callback from a Personal Finance Expert using the ‘Request a call Back within 24 Hours’ option.   Complete the form and an expert will call you within 24 hours, or at the earliest possible time if your request falls outside of the office hours.

It is important to remember that the personal loan calculator is only providing an estimation of your loan repayment and is for personal guidance only. 

Before committing to any loan you should always check with your bank or your borrower how much exactly your repayments will be. This calculator does not take into account arrangement fees which are generally 1% of the loan amount you are borrowing.
Before you apply for a personal loan the top five things to remember and guidelines to stick to are:

  • Are you able to make the required monthly repayments? 
  • Is taking out a credit card be cheaper?
  • If you are consolidating, is this the right option?
  • Never miss your repayments 
  • Become debt free sooner by clearing your debt over a shorter space of time.

To view all Personal Loans available in the UAE for Expats and UAE Nationals visit our Personal Loan comparison section.

Do not miss out on the latest money saving deals

Sign up now for the Free monthly newsletter and get the most recent promotions, deal and offers available within the UAE.

sign up for the newsletter.
Enter your email for the newsletter.

Sign up for the Free Newsletter

Each month get the latest offers, guides and advice:

Request A Call Back

You are requesting a telephone call back from a Personal Loan specialist. To facilitate the call back please complete the form below and hit the 'Request Call Back' button.

First name:

Last name:

Email address:

Contact telephone:



Request Callback

Keep me up to date with the latest Financial Offers

Thank you for your request to be contacted by one of our Personal Loan specialists.

Your details have been passed on to a specialist who will contact you shortly.

In the meantime for further information please use the Guides and Articles on

The Team



Banks and Finance Companies